Automobile Accidents

• Wrongfully Denied Insurance Claims

  Timothy Smith | August 04, 2009 9:37 AM | 1 CommentGrand Rapids, MI

  My readers may not know this, but Michigan is one of only four states that doesn't protect its consumers from some of the most underhanded practices in the home, auto and health care insurance...

• A rare win for car crash victims in the Court of appeals

  Timothy Smith | September 18, 2009 7:22 AM | 0 CommentsGrand Rapids, MI

  Since the Kreiner decision came out of Michigan's Supreme Court, citizens injured through no fault of their own have faced an uphill battle to receive any compensation for their pain and...

• Neutral Observers During Insurance Company Neuropsychological Evaluations

  Timothy Smith | July 27, 2009 3:13 PM | 4 CommentsGrand Rapids, MI

  Last year I spent some time discussing the dangers surrounding independent medical evaluations by physicians that are employed by insurance companies. It has been my experience that these doctors...

• Handling Auto Insurance Claims

  Timothy Smith | December 26, 2008 1:57 PM | 0 CommentsGrand Rapids, MI

  Michigan has aNo-Fault Auto Insurance system. Essentially, this means that if someone runs a stop sign and hit’s you, nobody is at fault. Your auto insurance covers the damage to your car,...

• Can you sue the doctor that examined you for the insurance company????

  Timothy Smith | August 03, 2009 7:56 PM | 1 CommentGrand Rapids, MI

  This blog post was prompted by Injury Board reader Willard Gatzke from Colorado. In my last post re: neutral 3rd party observers sitting in on examinations by insurance company doctors, Mr. Gatzke...

• Uninsured and Underinsured Motorist Coverages: The best money you'll ever spend

  Timothy Smith | September 28, 2009 5:54 PM | 2 CommentsGrand Rapids, MI

  Everyone knows that no matter where you live, you are required by law to have car insurance. Michigan is no exception to this. Also, Michigan is a no-fault auto insurance state. In Michigan, your...

• The Dangers of Winter Driving

  Timothy Smith | December 22, 2008 11:25 AM | 0 CommentsGrand Rapids, MI

  Michigan has been hit hard by old man winter this year. The snow started the opening day of deer season and hasn't quit since. Just yesterday, there was a 30 vehicle auto accident along a six mile...

• Nearly 100 children killed in "backing-up" accidents in 2007

  Timothy Smith | January 28, 2009 4:14 PM | 0 CommentsGrand Rapids, MI

  The National Highway Traffic Safety Administration [NHTSA] recently released data in a study evaluating backover deaths and some other types of non-traffic deaths and injuries. The NHTSA reported...

• Another Great Reason to Carry Uninsured Motorist Coverage

  Timothy Smith | December 29, 2008 10:18 AM | 1 CommentGrand Rapids, MI

  In a recent article in the Wall Street Journal, it was reported that more drivers are letting their auto insurance lapse as the national economy continues to falter. With lay-offs reported weekly...

• Auto Insurance Protection

  Tim Smith | December 19, 2007 9:31 AM | 0 CommentsGrand Rapids, MI

  Most people assume when they ask their agent for "full coverage" that they are receiving the best protection they can get for their money. Unfortunately, "full coverage" means different things to different insurance companies.The bodily injury coverage on your policy is what your insurance company pays to someone else if you cause an accident. But what if you aren't at fault? What if a drunk...